What is the City of Livermore Mortgage Assistance Program?

The City’s Mortgage Assistance Program (MAP) provides mortgage and closing cost assistance to first time home buyers earning up to 120% of Area Median Income (AMI) as shown in the table. These limits are updated annually, typically in March. The maximum borrowing is $60,000 and the assistance is made available in the form of two low interest, amortized and partially deferred payment loans. Please refer to the brochure and Program Guidelines for more details. The home purchased must be in the City of Livermore and the borrower must live in the home as the primary residence. This program may also be used in combination with Mortgage Assistance Programs offered by the State of California and Mortgage Credit Certificates (MCCs).

What other resources are available to help me afford a home?

A Mortgage Credit Certificate (MCC) provides income eligible first-time home buyers with an opportunity to reduce the amount of federal income tax they owe each year which increases their ability to qualify for a mortgage. This program is run through Alameda County Housing and Community Development Department (HCD). Learn more.

Income Limits
(effective 2017)

Number of
People in
Household
Income Limit at 80% AMI Income Limit at 120% AMI
(max loan of $60K)
1 $56,300 $81,850
2 $64,350 $93,500
3 $72,400 $105,200
4 $80,400 $116,900
5 $86,850 $126,250
6 $93,300 $135,600
7 $99,700 $144,950

 

Interested? Take a look at the Program Guidelines.

City’s MAP Program Guidelines

Stay Connected for announcements about the upcoming lotteries for new affordable homes in Livermore as well as resales of existing homes.

HELLO HOUSING IS A
PROUD AFFILIATE OF

Matt Franklin, President of MidPen and Hello Housing board president, believes everyone deserves quality, affordable housing.

Michelle is a proud new homeowner who purchased a Hello Housing NSP home in San Lorenzo.

Board Member Rick Jacobus is a national expert using data, not anecdote, to design more impactful affordable homeownership programs.

Mardie Oakes, President, blends finance, design and development to make places people thrive.

Jennifer Duffy, Vice President, turns opportunity into action with the Hello Housing team.

Apple lives in a new type of housing made possible by Senate Bill 962, sponsored by former Senate pro Tem Darrell Steinberg.

Larry shares a duplex with two housemates in an innovative residential program called the Family Teaching Model.

Tien is a proud new owner of an affordable home in Newark, as well a box full of tools to make home repairs easy.

Matt Warner, Program Director for Hello Stewardship, makes affordable homeownership happen.