Application Period

The waitlist Application Period for 2021 is now closed.

Lottery Process

Hello Housing will conduct a lottery for all new applicants to establish a random waitlist ranking order within each priority group. New applicants will be added to the bottom of the list of the priority group for which they are eligible, after applicants who were on the 2020 waitlist and continue to qualify.

All applicants will be emailed or mailed results of their application specifying if they have been approved or denied and, if approved, their applicant number on the waitlist by the end of December.

2020 Waitlist Members

Anyone who wishes to be included on the waitlist must apply each year within this time frame, including those who were on the waitlist in previous years. Each application will be separated into a subgroup based on priority points. For applicants reapplying for a position on the waitlist, the applicant will maintain their current position on the waitlist from the previous year, provided the applicant continues to qualify for a BMR unit and their priority points remain unchanged. Applicants who are no longer income eligible, or who do not reapply, will be removed from the waitlist each year.

Paper Applications

To request that a paper application be mailed to you please email Hello Housing with the subject line “2021 Cupertino Waitlist Application” or call (415) 863-3036. Paper applications will only be available during the month of October.

Priority Points

The City has established a priority point placement system that reflects the City’s priorities regarding placement of households into the limited number of BMR affordable units in the City.

Applicants can receive up to a maximum of 4 points based on the criteria below:

  • One Point: At least one member of the household must currently maintain a primary residence at an address located within Cupertino.
  • Two Points: At least one member of the household must:
    • Work for wages or salary within the boundaries Cupertino; or
    • Own or operate a business in Cupertino; or
    • Perform contract or commission work where the actual work is conducted at a Cupertino location.
  • One Additional Point: At least one member of the household must work for wages or salary for a public agency within the boundaries of Cupertino.
    (e.g.: Cupertino Unified School District (Cupertino schools only), City of Cupertino)

Applicants receiving four points shall be considered the highest priority; applicants receiving three points shall be considered the second highest priority; applicants receiving two points shall be considered the third highest priority; applicants receiving one point shall be considered the fourth highest priority; and applicants receiving zero points shall be considered the lowest priority.

Please answer the priority points application section carefully. Priority points will be verified by Hello Housing before any applicant can receive final approval to purchase a BMR home. Applicants who misstate their priority points will lose their waitlist position.

Asset Limit for Purchase Program

Households with assets over $100,000 or 30% of the BMR purchase price, whichever is greater, will not be eligible. Assets are the combined assets of all household members including, but not limited to, checking and savings accounts, stocks, mutual funds, profit sharing accounts, CDs, and money market accounts. Excluded from assets are all non-accessible funds or any assets that generate a penalty when withdrawn, i.e., 401K, CALPERS, STRS, and other pension plans.

Owning Property

All applicants who will be on property title must be first-time homebuyers. Applicant(s) shall be considered a first-time homebuyer if they have not owned any residential real estate for at least three years.  This definition applies to property owned in foreign countries as well as in the United States. An exception will be made for people who were homeowners prior to a divorce or legal separation.

Available Cash for Down Payment, Closing Costs to Purchase

Households are required to have readily available assets of a minimum of 5% of the purchase price to cover down payment and closing costs to purchase.  Pricing will vary based on income limits and bedroom counts but a minimum of $12,500 would be needed to qualify.

BMR Purchase Program Income Limits*

(effective April 30, 2020)

Household Size Income Limit at 100% AMI Income Limit at 120% AMI
1 person $99,100 $118,950
2 people $113,300 $135,900
3 people $127,450 $152,900
4 people $141,600 $169,900
5 people $152,950 $183,500
6 people  $164,250 $197,100
7 people  $175,600 $210,700
8 people  $186,900 $224,250





*Income Limits will be updated each year by HCD


Income Limits

Applicants to the BMR Program qualify based upon the most recently published Housing and Community Development (HCD) income limits per household size. Please refer to the chart above to see if your household qualifies. The income limits listed are annual gross income (before taxes taken out). In summary, gross household income is the sum of all the income for every adult, 18 years or older. Sources of income include all wages or salaries, overtime, bonuses, pensions, and any other sources of income.

Household Size

Household size is the total number of individuals who will be living in the unit (including children). Children must reside in the household at least 50% of the time to be considered part of the household.

False or Inaccurate Information

Please note that all information provided on the Waitlist Application will be verified by Hello Housing before any applicant can receive final approval for a BMR rental unit.  Any information found to be false or inaccurate will immediately void your participation in the program.  Candidates must keep Hello Housing updated throughout the year of any changes in information supplied.

Households may only apply submit one application for each waitlist (BMR Rental Program Waitlist and/or BMR Purchase Program Waitlist).  Applicants who submit multiple applications to one waitlist or whose names appear in multiple households for one waitlist will be automatically disqualified from the program.

Non-Discrimination Policy

Hello Housing and the City of Cupertino do not discriminate against any persons on the grounds of race, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, marital status, familial status, source of income, genetic information, medical condition, physical disability or mental disability, or any other category protected by law.


BMR Informational Presentation 9.10.2018
City of Cupertino’s BMR Program Manual
HCD Income Limits



Matt Franklin, President of MidPen and Hello Housing board president, believes everyone deserves quality, affordable housing.

Michelle is a proud new homeowner who purchased a Hello Housing NSP home in San Lorenzo.

Board Member Rick Jacobus is a national expert using data, not anecdote, to design more impactful affordable homeownership programs.

Mardie Oakes, President, blends finance, design and development to make places people thrive.

Jennifer Duffy, Vice President, turns opportunity into action with the Hello Housing team.

Apple lives in a new type of housing made possible by Senate Bill 962, sponsored by former Senate pro Tem Darrell Steinberg.

Larry shares a duplex with two housemates in an innovative residential program called the Family Teaching Model.

Tien is a proud new owner of an affordable home in Newark, as well a box full of tools to make home repairs easy.

Matt Warner, Program Director for Hello Stewardship, makes affordable homeownership happen.