The City of Cupertino Housing Division
The City of Cupertino Housing Division is responsible for the administration of the City’s federally funded Community Development Block Grant (CDBG) Program, as well as the following programs funded by the City of Cupertino budget: Below Market Rate (BMR) Affordable Housing Fund (AHF) Program, Human Service Grants (HSG) Program and other contracted affordable housing programs and services that serve low and moderate-income households.  Please visit their website to access valuable information, documents and forms related to these programs.

Project Sentinel 
Project Sentinel is a non-profit organization committed to promoting fairness and equality in housing.  They provide services in homebuyer counseling and education as well as landlord/tenant counseling and conflict resolution. Visit their website for more information.

West Valley Community Services
West Valley Community Services provides support services to low income and homeless individuals and families living in the West Valley.  Some of their valuable services include; food and nutrition services, shelter and housing assistance, and family support and emergency assistance. Visit their website for more information.

ECHO Housing
ECHO is non-profit organization committed to ending discrimination in housing by providing counseling, investigation, mediation, enforcement, and education through their Fair Housing Program. Visit their website for more information.

Santa Clara County Mortgage Credit Housing Division
The Mortgage Credit Certificate Program (MCC) provides financial assistance to first-time homebuyers by reducing the federal income taxes of qualified Borrowers purchasing qualified homes. Please visit the County’s website for more information.

Housing Trust Silicon Valley
The Housing Trust Silicon Valley is dedicated to increasing housing affordability in Silicon Valley through a variety of programs. They provide loans to low and moderate-income homebuyers in Silicon Valley in the form of low-interest second mortgages and down-payment assistance.  Through the Finally Home Grant Program, they provide assistance to individuals and families moving from homelessness or unsuitable housing into permanent sustainable housing in the form of Security Deposit Assistance Grants. Visit their website for more information.

Silicon Valley Association Realtors (SILVAR)
The Silicon Valley Association of Realtors can provide information on market-rate housing opportunities within Silicon Valley.  For more information please visit SILVAR’s website.

HUD Counseling Agencies
HUD (U.S. Department of Housing and Urban Development) counseling agencies are a great resource for homebuyers and homeowners alike. These housing counseling agencies provide pre-purchase and post-purchase advice on topics such as buying a home, defaults, foreclosures, and credit issues. A list of HUD counseling agencies in the Bay Area can be found here.

Housing & Economic Rights Advocates (HERA)
HERA is a statewide non-profit organization that provides legal services, advocating that “all people are protected from discrimination and economic abuses, especially in the realm of housing.” Focusing on the low-income, elderly, immigrants, people of color and people with disabilities, HERA is a great resource for a range of homeowners. Visit HERA’s website for more information.


Matt Franklin, President of MidPen and Hello Housing board president, believes everyone deserves quality, affordable housing.

Michelle is a proud new homeowner who purchased a Hello Housing NSP home in San Lorenzo.

Board Member Rick Jacobus is a national expert using data, not anecdote, to design more impactful affordable homeownership programs.

Mardie Oakes, President, blends finance, design and development to make places people thrive.

Jennifer Duffy, Vice President, turns opportunity into action with the Hello Housing team.

Apple lives in a new type of housing made possible by Senate Bill 962, sponsored by former Senate pro Tem Darrell Steinberg.

Larry shares a duplex with two housemates in an innovative residential program called the Family Teaching Model.

Tien is a proud new owner of an affordable home in Newark, as well a box full of tools to make home repairs easy.

Matt Warner, Program Director for Hello Stewardship, makes affordable homeownership happen.