Hello Stewardship, a program of Hello Housing, helps local government, housing authorities, housing trusts and private developers make and maintain responsible investments in Below Market Rate for-sale and rental housing. Managed well, these investments create real opportunities for low and moderate income families to sustainably improve their lives. This means homebuyers not only purchase a home, but are able to stay in their home or use the benefits of participating in a Below-Market-Rate (BMR) program to enter the conventional homebuyer market. With home prices once again surging well above pre-recession values, it is more important than ever for jurisdictions to actively monitor these portfolios to ensure the intent of the program is achieved and the affordable homes protected. As more and more traditionally affordable communities become out of reach,  designing new BMR and down payment assistance programs to foster healthy and diverse communities is critical. To learn more about how to design, implement and monitor effective, high-impact affordable homeownership programs, take a look at the Stewardship Principles developed by our funding partner, Cornerstone Partnership (now a part of Grounded Solutions Network).

Download our brochure to learn more.

Services include

– Program design and development

– Marketing, outreach and sales

– Underwriting and processing

– Homebuyer qualification

– Homebuyer education of resale restrictions

– Post-closing administration

– Monitoring of homeowner compliance


Matt Franklin, President of MidPen and Hello Housing board president, believes everyone deserves quality, affordable housing.

Michelle is a proud new homeowner who purchased a Hello Housing NSP home in San Lorenzo.

Board Member Rick Jacobus is a national expert using data, not anecdote, to design more impactful affordable homeownership programs.

Mardie Oakes, President, blends finance, design and development to make places people thrive.

Jennifer Duffy, Vice President, turns opportunity into action with the Hello Housing team.

Apple lives in a new type of housing made possible by Senate Bill 962, sponsored by former Senate pro Tem Darrell Steinberg.

Larry shares a duplex with two housemates in an innovative residential program called the Family Teaching Model.

Tien is a proud new owner of an affordable home in Newark, as well a box full of tools to make home repairs easy.

Matt Warner, Program Director for Hello Stewardship, makes affordable homeownership happen.